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Terms and Conditions

1.Montse Holdings PTY LTD is a business in the business and spiritual consulting industry.
2. Delivery policy
Subject to availability and receipt of payment, requests will be processed within 1 days and delivery confirmed by email.
3. Export restriction (Optional)
The offering on this website is available to local and international clients.
4. Return and Refunds policy
The provision of goods and services by Montse Holdings PTY LTD is subject to availability. In cases of unavailability, Montse Holdings PTY LTD will refund the
client in full within 30 days. Cancellation of orders by the client will attract a 0 % administration fee.
5. Customer Privacy policy
Montse Holdings PTY LTD shall take all reasonable steps to protect the personal information of users. For the purpose of this clause, “personal
information” shall be defined as detailed in the Promotion of Access to Information Act 2 of 2000 (PAIA). The PAIA may be downloaded from:
6. Payment options accepted
Payment may be made via Visa and MasterCard.
7. Card acquiring and security
Card transactions will be acquired for Montse Holdings PTY LTD via PayGate (Pty) Ltd who are the approved payment gateway for all South African
Acquiring Banks. PayGate uses the strictest form of encryption, namely Secure Socket Layer 3 (SSL3) and no Card details are stored on the
website. Users may go to to view their security certificate and security policy.
8. Customer details separate from card details
Customer details will be stored by Montse Holdings PTY LTD separately from card details which are entered by the client on PayGate’s secure site.
For more detail on PayGate refer to
9. Merchant Outlet country and transaction currency
The merchant outlet country at the time of presenting payment options to the cardholder is South Africa. Transaction currency is
South African Rand (ZAR).
10. Responsibility
Montse Holdings PTY LTD takes responsibility for all aspects relating to the transaction including sale of goods and services sold on this website,
customer service and support, dispute resolution and delivery of goods.
11. Country of domicile
This website is governed by the laws of South Africa and Montse Holdings PTY LTD chooses as its domicilium citandi et executandi for all purposes
under this agreement, whether in respect of court process, notice, or other documents or communication of whatsoever nature (Company
12. Variation
Montse Holdings PTY LTD may, in its sole discretion, change this agreement or any part thereof at any time without notice.
13. Company information
This website is run by Mmabhto Montse based in South Africa trading as Montse Holdings PTY LTD and with registration number 202057671207.
14. Montse Holdings PTY LTD contact details
Company Physical Address:13 Ashwood Drive, Clubview, Centurion, Pretoria, 0157
Email: Telephone: 027716704044.

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